NAICS Code Description

522299 - International, Secondary Market, and All Other Nondepository Credit Intermediation

Top Businesses by Annual Sales for 522299 – Click for Complete Profiles:

American Express National BankSLM Corporation
Rosenthal & Rosenthal IncSpringleaf Finance Inc
World Bank GroupBank of New York Mellon
Cobank AcbFirstcash Inc
John Deere Capital CorporationEncore Capital Group Inc

This U.S. industry comprises (1) establishments primarily engaged in providing working capital funds to U.S. exporters, lending funds to foreign buyers of U.S. goods, and/or lending funds to domestic buyers of imported goods; (2) establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market; and (3) establishments primarily providing other nondepository credit (except credit card issuing, sales financing, consumer lending, and real estate credit). Examples of types of lending in this industry are short-term inventory credit, agricultural lending (except real estate and sales financing), and consumer cash lending secured by personal property.

Illustrative Examples:

Commodity Credit Corporation
Factoring accounts receivable
Industrial banks (i.e., known as), nondepository
International trade financing
Morris Plans (i.e., known as), nondepository
Secondary market financing


  • Establishments primarily engaged in providing credit sales funding are classified in Industry 522210, Credit Card Issuing;
  • Establishments primarily engaged in sales financing or sales financing in combination with leasing are classified in Industry 522220, Sales Financing;
  • Establishments primarily engaged in making unsecured cash loans to consumers are classified in U.S. Industry 522291, Consumer Lending;
  • Establishments primarily engaged in lending funds with real estate as collateral are classified in U.S. Industry 522292, Real Estate Credit;
  • Establishments primarily engaged in accepting deposits and lending funds from these deposits are classified in Industry Group 5221, Depository Credit Intermediation;
  • Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits are classified in Industry 522180, Savings Institutions and Other Depository Credit Intermediation;
  • Establishments primarily engaged in arranging loans, including international trade loans, for others on a commission or fee basis are classified in Industry 522310, Mortgage and Nonmortgage Loan Brokers; and
  • Establishments primarily engaged in guaranteeing international trade loans are classified in U.S. Industry 524126, Direct Property and Casualty Insurance Carriers.
Index Entries for 522299
522293522293522293522299Agencies of foreign banks (i.e., trade financing)
522293522293522293522299Agreement corporations (i.e., international trade financing)
522298522298522298522299Agricultural credit institutions, making loans or extending credit (except real estate, sales financing)
522298522298522298522299Agricultural lending (except real estate, sales financing)
522298522298522298522299Banks, industrial (i.e., known as), nondepository
522293522293522293522299Banks, trade (i.e., international trade financing)
522298522298522298522299Car title lending
522294522294522294522299Collateralized mortgage obligation (CMO) issuing, private
522298522298522298522299Commodity Credit Corporation
522299Edge Act corporations
522293522293522293522299Export trading companies (i.e., international trade financing)
522293522293522293522299Export-Import banks
522298522298522298522299Factoring accounts receivable
522294522294522294522299Federal Agricultural Mortgage Corporation
522298522298522298522299Federal Home Loan Banks (FHLB)
522294522294522294522299Federal Home Loan Mortgage Corporation (FHLMC)
522294522294522294522299Federal Intermediate Credit Bank
522294522294522294522299Federal National Mortgage Association (FNMA)
522294522294522294522299FHLMC (Federal Home Loan Mortgage Corporation)
522294522294522294522299Financing, secondary market
522294522294522294522299FNMA (Federal National Mortgage Association)
522294522294522294522299GNMA (Government National Mortgage Association)
522294522294522294522299Government National Mortgage Association (GNMA)
522294522294522294522299Government-sponsored enterprises providing secondary market financing
522298522298522298522299Industrial banks (i.e., known as), nondepository
522298522298522298522299Industrial loan companies, nondepository
522293522293522293522299International trade financing
522298522298522298522299Morris Plans (i.e., known as), nondepository
522298522298522298522299National Credit Union Administration (NCUA)
522298522298522298522299Plans, Morris (i.e., known as), nondepository
522298522298522298522299Purchasing of accounts receivable
522294522294522294522299Real estate mortgage investment conduits (REMICs) issuing, private
522294522294522294522299REMICs (real estate mortgage investment conduits) issuing, private
522294522294522294522299Repackaging loans for sale to others (i.e., private conduits)
522294522294522294522299Secondary market financing (i.e., buying, pooling, repackaging loans for sale to others)
522298522298522298522299Short-term inventory credit lending
522294522294522294522299SLMA (Student Loan Marketing Association)
522294522294522294522299Student Loan Marketing Association (SLMA)
522293522293522293522299Trade banks (i.e., international trade financing)
522293522293522293522299Trade financing, international